To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skill, and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential function.
- This position prefers a Bachelor’s degree in Business or related field of study.
- Verifiable experience and sales success in residential mortgage origination required.
- Must possess excellent communication, organization, time management and decision-making skills and have extensive and broad knowledge of mortgage loan programs and investor/secondary market requirements.
- In addition this position must have a thorough knowledge of Federal and State regulations affective mortgage lending.
- Experience with FHA/VA and construction loans is valued.
Qualified person must be able to read and interpret documents such as credit bureau reports, debt to income ratio reports, policy and procedure manuals. Ability to write routine reports and correspondence along with the ability to speak effectively with borrowers and other partners of organization will be required.
Individual must be able to add, subtract, multiply, and divide in all units of measure, using whole numbers, common fractions, and decimals. The individual must have the ability to compute rate, ratio, and percent and to draw and interpret bar graphs.
Must have the ability to solve practical problems and deal with a variety of concrete variables in situations where a considerable amount of standardization exists. In addition, the individual must be able to interpret a variety of instructions furnished in written form, including but not limited to Loan Policy and Procedural Manuals, Regulation Z, The Fair Credit Reporting Act, and Mortgage Lending regulations.
CERTIFICATES, LICENSES, REGISTRATIONS:
Must meet Nationwide Mortgage Licensing System and Registry (NMLS) compliance standards
The physical demands described here are representative of those that must be met by a partner to successfully perform the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.
While performing the duties of this job, the partner is regularly required to use hands to finger, handle, or feel objects, tools, or controls and talk or hear. The partner frequently is required to walk and sit. The partner is occasionally required to stand; reach with hands and arms; and stoop, kneel, crouch, or crawl.
The partner must occasionally lift and/or move up to 50 pounds. Specific vision abilities required by this job include close vision, peripheral vision, and the ability to adjust focus.
The work environment characteristics described here are representative of those a partner encounters while performing the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. The noise level in the work environment is usually moderate. It may increase to somewhat louder levels when printer operations are involved.
The partner is frequently required to use alertness, precision, resourcefulness, problem solving, numeric, persuasiveness, auditory perception, memory, creativity, concentration, judgment, writing ability, reading ability, reasoning, imagination, initiative, patience, visual perception, comparing and analyzing.
REGULATORY COMPLIANCE & CONFIDENTIALITY:
Follows regulatory and policy compliance requirements, which would include those efforts in compliance with Bank Secrecy Act (BSA), Office of Foreign Asset Control (OFAC) and Anti-Money Laundering (AML) Regulations and other compliance related Policies. Also this position requires maintaining confidentiality with regard to nonpublic information about our members.
Relevant Military experience is considered for veterans and transitioning service men and women. Notre Dame FCU is an Affirmative Action and Equal Opportunity Employer, Minority/Female/Disabled/Veteran.